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LiveWhatsAppSmart-IDeParakstsInsurance

The agreed accident statement, moved from paper to WhatsApp.

We built a WhatsApp service and a small web client that let two drivers report a minor collision together, sign it with Smart-ID or eParaksts and register it with LTAB from the roadside.

Client
LTAB
Sector
Motor insurance
Scope
Service design, WhatsApp, web client, integrations, admin panel
Status
Live in production
  1. start
  2. 👋 Hello! You've started the accident report process.
  3. 🚗 Will you start the accident report, or will you join someone else?
  4. Start report
  5. To continue, please authenticate.
  6. 🖊️ Signing Please choose how you would like to sign the document.
  7. 📄 The signed document is ready for preview.
Identity choice: eParaksts or Smart-ID
Signing with Smart-ID and a control code

Key gains

The problem

A carbon-copy form, filled in on a car bonnet.

After a minor collision in Latvia, drivers can settle it without the police by filling in an agreed accident statement. Traditionally that meant a carbon-copy paper form, handwriting on the car bonnet and a trip to deliver it.

LTAB wanted a digital version that anyone could use at the roadside. A dedicated app was the obvious idea, but it adds a hurdle at the worst moment: a driver standing next to a dented car is not going to search an app store, install something and create an account.

What we built

Starts in WhatsApp, signed with Smart-ID or eParaksts.

The driver sends one message to LTAB's WhatsApp number. The service checks for injuries first and offers a button to call 112. Then each driver chooses whether to start a report or join one, and confirms their identity with Smart-ID or eParaksts.

WhatsApp handles the conversation with buttons and lists. Anything that needs a bigger screen, like photos, vehicle details or the review, opens as a light web page from the chat. When both drivers have signed, the statement is registered with LTAB and each driver gets a link to the signed document in the same chat.

  • Identity and qualified e-signatures with Smart-ID and eParaksts Mobile
  • The second driver joins with a QR code or a short PIN
  • Vehicle and insurer data checked against the LTAB register
  • Photos, video and a voice description that is transcribed into the document

What we built

Details that matter on a roadside

Injuries come first

The first question is whether anyone is injured. If so, the service shows a button to call 112 before anything else.

No new passwords

Drivers confirm their identity with Smart-ID or eParaksts, tools many people in Latvia already use.

Legal effect

Both drivers sign one PDF with a qualified e-signature, which has the same legal effect as a handwritten one under EU eIDAS rules.

Checked data

Plates, insurers and drivers are looked up in the LTAB register, so typos are caught on the spot rather than weeks later.

Evidence attached

Up to four photos and a video are attached to the case. A voice note can replace typing and is transcribed into the statement.

Built-in admin panel

LTAB staff can follow statements, search chat history and edit every bot message in Latvian and English without a developer.

Screens

From first message to signed statement

Scroll for more screens

Public home page with the Start WhatsApp button
One button opens WhatsApp with a ready message
Identity choice: eParaksts or Smart-ID
Identity with Smart-ID or eParaksts
Step 1 of 9: accident date and time
Date and time in a few taps
Step 7 of 9: choosing a vehicle from the register
Vehicles from the LTAB register
Step 9 of 9: review with the accident number
Review before signing
Signing with Smart-ID and a control code
Qualified signature with Smart-ID
Document signed, returning to WhatsApp
Back to WhatsApp with a signed document

The result

From a paper form and a trip to the insurer to one chat.

The service runs around the clock. Drivers use WhatsApp and their existing eID, and the statement reaches LTAB's system with the photos attached.

LTAB staff edit every bot message in Latvian and English themselves. Because drivers use a web page, not an installed app, changes reach everyone at once, with no app store review.

  • No paper forms and no app installation
  • Statement, photos and video registered with LTAB automatically
  • The signed document stays one tap away in the WhatsApp chat
  • Bot texts edited by LTAB staff, no developer needed
Next projectLTAB OCTA mobile app, version 2

Next step

Have an idea? Let's discuss it.

Send a few lines about what you want to build and by when. We reply with questions, a delivery plan and an estimate.

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